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RCS CREDIT CARDS |
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RCS
partner with over 400 retail brands, offering you the
ability to shop at 15,000 stores around South Africa - from
fashion to furniture, automotive to the latest electronics,
building supplies to books, it's all yours with a single
card.
Contact Radio Autosonic for more information on how to
acquire a card.
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FREQUENTLY ASKED QUESTIONS
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Q: |
Why should I apply for an RCS
card? |
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A: |
The beauty of an RCS card is that you
can use it at any RCS retailer countrywide, giving you
over 15,000 shops to choose from. |
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Q: |
What do I
need in order to apply for an RCS card? |
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A: |
To apply for an RCS card, you must be
18 years of age or older, earn a minimum salary of
R1,000 per month, have a valid SA ID number and be a
South African citizen, have your employment details (if
self-employed , proof of income is required - last 3
months bank statements), have your income and expense
details available, have at least one landline number,
not be under debt review or have any debt-counselling
applications pending, not have been placed under
administration or sequestration, have your banking
details on hand as debit order payments are compulsory
for all RCS card applications approved online. You will
therefore be required to complete the debit order
section on the application form. |
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Q: |
What does it cost to use a RCS card?
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A: |
Monthly Transaction Fee: A monthly transaction fee of R2.90 will be charged to your account. No additional hidden fees or charges once the account is opened. Interest is payable for purchases on 12 and 24 months budget plan. The
22.1% per annum interest rate is less than 1.8% per month. Interest is only charged for the duration of the outstanding balance. Should you wish to settle the account early, no penalties are incurred. |
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Q: |
What is
the easiest way to pay my account?
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A: |
Paying via debit order is the simplest
and most convenient way to pay any account – no long
queues, no looking for your card when making a payment.
You can also pay your account at selected retailers or
via EFT. |
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Q: |
What other benefits do I get from using the RCS card? |
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A: |
Exciting
promotions, competitions and specials offered
exclusively to RCS Cardholders
Customer
Protection Insurance :
With our Customer Protection Insurance, you can enjoy
added peace of mind with cover for death, permanent and
temporary disability and retrenchment.
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